VIVA NETWORK - The Future of Mortgage Financing

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Viva Network is a decentralized ecosystem that connects mortgage borrowers with global investors within a borderless, blockchain-secured cloud platform.
Blockchain technology is a transparent digital ledger of transactions and records that are immune to change or deletion. Offering additional traits of increased security, lower costs, time efficiency, and error resistance, blockchain has risen, fluctuated in 2017. The utility of blockchain technology is limitless, sparking the growing list of companies, industries, and government exploring its potential adoption. The blockchain is an immutable public ledger that records digital transactions.
ABOUT VIVA NETWORK
Viva Network is a decentralized ecosystem that connects mortgage borrowers with global investors within a borderless, blockchain-secured cloud platform. Viva’s innovative technology uses Ethereum smart contracts to underwrite and securitize private home loans into Fractionalized Mortgage Shares (FMS) which can easily be bought and sold on the Viva FMS Exchange (a Secondary Market Exchange) application. Viva Network allows investors to crowdfund mortgages of home buyers from anywhere in the world, making the process quicker and easier for home buyers. With the ability to efficiently access the free market, both parties will now be able to capitalize on international interest rate arbitrage and obtain lower interest rate mortgages and higher returns on investments. Viva enables a free market to ascertain the interest rate on a borrower's mortgage and removes the dependence on banks and other financial intermediaries. By eliminating inefficiencies in local financial techniques, mortgage rates will more fairly and accurately reflect the level of danger related to the asset's actual value.
VIVA AND BLOCKCHAIN
Viva is just a transformative economic technology which introduces large-scale property mortgage lending to the world. Viva's platform will utilize wise contracts to crowdfund home loans, connecting borrowers and investors directly in just a decentralized, trustless ecosystem. By leveraging ultra-secure blockchain trades, Viva cuts out the middlemen, resulting in a lending process which is more profitable and efficient for all parties.
Viva’s technology will equally benefit those on the other side of the mortgage equation: the lenders. For the first time, smaller, individual investors will have access to the attractive and consistent returns that asset-backed mortgage investment vehicles provide. Lenders will be able to participate in the initial funding of a mortgage as well as the purchase or sale of FMS on Viva’s FMS Exchange, a secondary market for FMS. In either case, lenders will be able to search by criteria for FMS that fit the needs of their portfolios. Viva’s platform will also provide related services such as blockchain-based home valuations via its RV2 valuation product and decentralized credit assessments with its V-Score product.
Getting a mortgage is challenging and frustrating, and for many creditworthy individuals around the world - is often impossible. Furthermore, the profit model behind mortgage loans and Mortgage Backed Securities is one of the most lucrative business models in existence. Despite this, banking corporations around the world consistently exploit consumers with price gouging, collusion and even interest rate manipulation. This centralised authority is irresponsible, and we believe these profits belong to the consumers - the homebuyers and investors - instead of the middlemen (the banks).
Viva is a hybrid blockchain protocol that introduces a brand new option for consumers around the world to finance their homes - the free market. Tearing down the decades-old barriers to entry in the securitization industry by introducing the world's first Peer to Peer Mortgage Financing Platform & Tokenized Mortgage Exchange.
Viva's network allows investors to buy mortgage loans from home buyers from anywhere in the world, making the process faster and easier for home buyers. With the ability to access the free market effectively, both parties will now be able to use international arbitrage with interest rates and receive a mortgage with lower interest rates and higher return on investment.
TOKEN AND ICO DETAILS
Token: VIVA
Platform: Ethereum
Standard: ERC20
Quantity: 3,000,000,000 VIVA
Price: 35,714 VIVA = 1 ETH
Payment: ETH
Hard cap: 3,000,000,000 VIVA
ROADMAP AND DEVELOPMENT PERSPECTIVE
Above you can see the roadmap — how the team sees their nearest and long-term future.
TEAM MEMBERS AND ADVISORY MEMBERS TO THE PROJECT
Team seems to be the strongest part of this project. It consists of innovative and talented people. Of course I cannot complain if we talk about their professional level, guys indeed are experts on their field.


The worldwide mortgage permanent revenue market is valued just about USD $31 trillion. In spite of the vast quantity of money, credit investing does not naturally acquire the similar concentration that evenhandedness investing does as it is mostly controlled to some investors. In modernizing mortgage lending with blockchain expertise, Viva will produce much-deserved curiosity and enthusiasm for the conventionally decayed mortgage lending industry.
At Viva Network we believe in a free and fair market for all. We’re motivated by the greater good – to improve an unfair and centuries-old mortgage system that has been controlled by large banks for hundreds of years. We’re here to take the profits that have typically fueled large monopolistic banks and return those profits back to the people. Our home financing system is better, faster and exponentially more inclusive – and with your help, it can be the new standard of tomorrow.
VIVA Mission is to pioneer a new and improved way to buy a home. Viva's financing system uses smart contract technology to connect homebuyers and lenders directly, introducing the free market and removing the need to rely on large corporations to finance & buy a home. Be a part of this tremendous project and follow these links for more information;
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